Health financing really can not be underestimated. If not done properly and carefully it will only burden the industry, which ultimately, inhibits the rate of rotation of the wheel of the economy. At least, America has proved it. "The Uncle Sam" less observant in calculating health financing.
In the White House Paper read at the Health Care Reform effort to realize this, Bill Clinton tried to make improvements despite the high cost of health care up to the Bush administration right now has not seen results. Because of the exorbitant cost of health care industry makes grim face.
Obviously, how the American car industry yet overtaken the State must be willing to Rising Sun, Japan. Car prices of the components of the cost of employee health it finally makes America never deserted streets of the cars made in Japan. How not, Japan is capable of producing one unit of a car with a price of "only" U.S. $ 600 only while the U.S. was U.S. $ 1,200. Health financing system that is not done correctly would cost the industry. As in America, the high component of health care costs make the country produced goods uncompetitive.
United States became the only country to implement the commercial health insurance for people, where they are free to choose, including free not insured. Although ultimately the number of health insurance companies are mushrooming but huge operating costs, premiums fall sharply every year, due to higher utilization unnecessary system services and financing fee for the dubious quality of health services despite the use of advanced technology is no longer new.
The high cost of health care that reach 12% of GNP cause health care costs to the economic burden. Cost of production of goods and services to be high because of the high cost of health components. Strategic move was made. In 1973 the U.S. federal government issued a Health Maintenance Organization (HMO-ACT), a law intended to curb the growth of conventional health insurance.
In 1984 Ronald Reagan set payments based on DRG's (Diagnostic Related Group's) for the Medicare and Medicaid programs. Later in 1992, President Clinton launched a "Health Care Reform" in an effort to fulfill his campaign promises, because of health issues in the United States is the most sold.
Korea Ginseng Affairs, Korea is considered as a country with a health insurance program development tumbuhsangat fast. Less than 20 years, the entire population covered by social health insurance program. In 1973, the income per capita of U.S. $ 1,000 per year, beginning in Korea step implementation of compulsory health insurance by presidential decree. His approach is the implementation of a health insurance program in stages starting from the workplace with a large amount of labor.
Implementation of the health insurance program dealt Medical Insurance Society, amounting to more than 200 pieces, but since 1976 they all joined in the National Federation of Medical Insurance.
In the Netherlands, the government set up so that all citizens obtain insurance to meet minimum needs. Then it's applied social health insurance programs, which are grouped into two, which applies to the entire population (national scheme) and for the labor, which then opens opportunities or social security as needed workforce skills.
There are 20 institutions or non-profit foundation organizers adaptation of social health insurance program so that manpower can choose one of them. Sichting the institution or permitted to open a business for private health insurance. Not only that, there are also hospitals are non-profit. Windmill country has laws to supervise the hospital rate setting of "The Health Care Rates Act".
Hospital rates are set by negotiation hospitals and health insurance funds and must be approved "The Central Health Care Rates Boards" Going forward, the government attempted to undertake strategic measures to control health care costs that do not exceed 1.3% per year, for example, with his reducing benefits package for social health insurance, dental and physiotherapy services in particular and controlling drugs fund by setting a maximum price of European standards.
In India, the quality of health care financing has become an important thing for a developing country, India is no exception. State gorgeous Taj Mahal palace owner's budgeted Rs 103,000 or approximately 5.2% of the GDP. There are five forms of health financing is private insurance, social insurance, employer-provider cover, community insurance schemes and government healthcare spend. But in fact, over 60% of the people of India are still relatively poor implement out-of-pocket spending system, in which health funding was not budgeted in advance and make it inefficient.
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